Does everybody remember my little post regarding me having email accounts hacked? Well, let me say that was not all. The other day the great state of Maryland let me know that they say I did not have insurance on my car; that such lack of insurance was $150 plus $7 per day while I was lapsed. Oh, that is due to a bounced check says my insurance company. Moi, oh I did not know that was the problem, I did not know this was happening.
Today’s post brought a letter from the loan provider of my truck, rather rude and abrupt but as pleasant as a threat letter can be, that I had no insurance on my truck and that I need to provide proof or “they would provide the insurance,” A call to my insurance provider, “. . .not in the office, your call is forwarded to. . .” After that rather informative discussion, it turns out that I in fact did not have insurance. Something about my credit card not active when charged.
It turns out all this occurred at the time my accounts were under attack and my accounts with accompanying credit cards and check cards were being changed. Those changed due to being under attack. And, for hilarity, I will have new accounts in the coming week due to being under attack by bad people who have information from companies I do business with having the accounts breached.
I will be talking to several companies and government agencies this coming week.
This most difficult part of this is when I relied on companies to let me know in person something was wrong. I did not expect the companies to only send out “automatic letters” and let the onus of problems fall on me. My previous experiences with these companies had been on personal reach out, but then those were in different states.
Lessons learned, change companies when those you hire to do your business do not give you a personal touch and support you when things go wrong. Especially in this new era where companies are hacked and your personal information is sold to high buyer.
Okay. So let us review: change passwords; use 12 or more characters; use upper and lower case, numerals and special characters (password generators help); change companies if you are not supported; talk to all agencies you can to explain your plight; hire an attorney if necessary.
Now you will be asking yourself “What the bloody hell does this have to do with me?” Your accounts can come under attack because you shopped at a retail store, such as Target or Home Depot. We are in a new world. Will our politicians do anything? A rather more on topic question is “can they do anything?”
Simplistically, some say use cash. Sorry, it is not always usable online. Write checks, they cry. Sorry, checks not accepted. Use your credit card online. Sure ‘nuf. screwed on that one.
Politicians will not save you. They pass laws for reasonable people. Those who attack your checking accounts or credit cards do not care about laws.
– Blue Bronc is a Trail Mix Contributor